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Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. Any other travel benefit such as free weekend travel isn't available at this time. Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. It appears as a "Approved Level 2" request on my myki account on the website. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . Only Mobile myki has the ability to charge you a fare via a myki device. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. You can replace your ticket if its expired, damaged or defective. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. Why do you need to keep swapping cards? Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. You can register online, via the PTV app or call 1800 800 007 and registration is instant. Your original go card will be cancelled immediately and cannot be used for further travel. It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! Maintain your L-plate log book. No wonder the thing cost more than a billion dollars. This answer was first published on 03/01/23. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. How does sending them a letter telling them to transfer the money make a difference then if they don't have my card? Or maybe would it be possible to get them to send me a new card with all the balances I have on every card be transferred to that new card? I realise this is not a life-changer, but there's a principle at stake. For more information, please see our New comments cannot be posted and votes cannot be cast. Do you have any links to the technical specs of the miki? Your myki money or pass can then be transferred to a new smartcard. Yes. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. %PDF-1.5 % Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? They're talking bullshit. endobj It has a 256-day expiry and credit is rolled over if you renew before the expiry. December 29, 2022 - 1:47PM. 0000002823 00000 n NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. endobj I called, they told me it couldn't be done and that I would need to fill out a form. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . Let's say you have $4,000 in credit card debt and transfer that balance to a . This resets the fare expiry and gives you more time to complete your journey. Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. I was told there was nothing I could do for this one as it wasn't registered. Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. endobj If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. 215 0 obj i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . 0000001076 00000 n Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. My Myki was due to expire after three years. What a frikkin waste of money! If it doesn't appear, your phone does not have an NFC chip. You haven't explained why you need to transfer balance. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. To. Balance transfer fees may apply. I was told that when I made a new card I would be able to transfer the money across. The only way is to download a form, fill it out, post it in, and wait weeks. @john_miller 03/01/23 This answer was first published on 03/01/23. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. The costs of a balance transfer. You may be using an older version of Google Wallet. Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. These are the eight most commonly purchased myki Passes. If you top-up your Myki via online or phone (NOT over-the-counter or at a vending machine) but then you don't use the card within 90 days, then you may have some issues. Find out how much to top up at Fares. By phoning 1800 800 007. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. Then I begrudgingly bought a new Myki card. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. Transfer your balances to the card with the best offer or your new card. Remember to top up with enough money to pay for your entire journey. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. Privacy Policy. To transfer Myki you need to deactivate the myki card and move to the new device. What if my card is lost or stolen? Easy, and only required every three years!! Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. Get up to 5% cashback in rotating and newly added everyday categories. 0000003206 00000 n Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. New comments cannot be posted and votes cannot be cast. Wait a few minutes then check the app to see your balance. But yeah, a fair bit that is just backwards. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. This question is about Synchrony Bank Credit Cards. But what if the amount is comparable to or less than the postage? If you have Mobile myki you can set Auto Load via the Google Pay app. Children, seniors and concession go card holders travel at 50% of the normal adult fares. This could save you money if you're moving the balance to a card with a much lower interest rate. If you're using an international payment card you won't be able to top up via the PTV website. For more information, visit the V/Line website. This is unfair, and I don't think this cost is refunded if you submit the form for a refund. In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." 0000005171 00000 n Hold the phone still when touching on and off. Carrying that balance is costing you $1,000 a year in interest. You'll need to buy and top up a new Mobile myki. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. What are the best Ways to Start Travel Hacking? If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. PTV does not have any access to any information within the Google Wallet app. 178 39 What are Your Rights as a Credit Card Holder? To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>> Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Whats the Difference between Business vs. On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. For more information, visit the V/Line website. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Annual Fee: $0. You can register your Mobile myki via Register your myki. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. The system was developed by Kamco (Keane Australia . 180 0 obj 1. I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. 2. I'm glad I don't need to catch public transport anymore. Pick a card that waives the balance transfer fee. John Miller, Credit Cards Moderator. Image what could have been done with a billion fucking dollars. Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . 0000009156 00000 n This will allow you to deactivate your Mobile myki then reactivate it again. To learn how to do a balance transfer, review this step-by-step process. 0000117992 00000 n I'm in Adelaide. 179 0 obj WalletHub Answers is a free service that helps consumers access financial information. The unused money does not sit in an account earning interest. Hire the best financial advisor for your needs. Choose a card from the list or search by location or card name. You can register either when you buy your myki, or at a later date. Sorry, the Seniors Card program cannot replace lost myki cards. After having a look at my account he goes "oh no it's already been blocked, you'll have to print out the form and post it in". This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. The call centre staff member told me "we're not a financial institution so it's not that simple". However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. 184 0 obj myki Pass Great if you travel often and on consecutive days. What is the best credit card for bad credit? 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". You may want to hire a professional before making any decision. I don't know where the actual card is. However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. You can only have your Mobile myki active on one device at a time. Once you do, carrying out a balance transfer becomes rather straightforward. Myki (/ m a. 0000118590 00000 n So I had a mobile MyKi with around $6.xx balance on it. Balance transfers usually go through in five to seven days, although they may take longer. Pay down this card's balance quickly to improve your credit. You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. Public transportation passes transfer on Google Pay android phones. How to Add Authorized Users & Employee Cards on a Business Credit Card? Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. You can also request up to two years of travel and transaction history by calling1800 800 007. an_square_one 11 yr. ago What is the Best No Annual Fee Credit Card? Your Mobile myki will now appear in Google Wallet. I realise this is not a life-changer, but there's a principle at stake. What kind of retarded system is this? Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? Your balance is protected from the time you tell us your myki is lost or stolen. Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki.

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